Legal Notices & Disclosures

Website Disclaimer  

Last Updated: 2026  

CrestPointe Coverage LLC

The information provided on this website is for general informational purposes only and does not constitute professional insurance advice.

Quotes and information provided through this website do not guarantee coverage. Final eligibility and rates are determined by the insurance carrier. Coverage cannot be bound or altered via this website, voicemail, text message, or email. Coverage is not active until confirmed by the carrier and all required documents and payments are received.

We strive to keep information accurate and up to date, but we make no warranties regarding completeness or reliability.

Our website may contain links to third‑party websites. We are not responsible for their content or privacy practices.

Viewing this website or contacting us does not create an agent‑client relationship until a policy is issued.

Legal & Tax Disclaimer  

Last Updated: 2026  

CrestPointe Coverage LLC

Information provided by CrestPointe Coverage LLC is for general informational purposes only and should not be considered legal, tax, or financial advice. You should consult with an attorney, accountant, or financial professional for guidance specific to your situation.

Quote Disclaimer  

Last Updated: 2026  

CrestPointe Coverage LLC

Insurance quotes provided by CrestPointe Coverage LLC are estimates only. Final premiums, coverage limits, and eligibility are determined solely by the insurance carrier after underwriting review. Quotes are not binding and do not guarantee coverage.

Coverage is not active until a policy is issued by the carrier and all required payments and documents are received.

Carrier Disclosure Statement  

Last Updated: 2026  

CrestPointe Coverage LLC

CrestPointe Coverage LLC is an independent insurance agency. We represent multiple insurance carriers and may receive compensation from them for placing business. Carrier availability, underwriting guidelines, and eligibility vary.

We do not guarantee coverage, rates, or carrier acceptance until underwriting is complete.

Service Area Disclosure  

Last Updated: 2026  

CrestPointe Coverage LLC

CrestPointe Coverage LLC is licensed to provide insurance services in the state of Michigan. We proudly serve clients across the entire state of Michigan — including Cadillac, Wexford County, and communities throughout Northern Michigan. 

Health Information Notice  

Last Updated: 2026  

CrestPointe Coverage LLC

In the process of providing insurance quotes or services, we may request limited health‑related information. This information is used solely for underwriting purposes and is shared only with authorized insurance carriers. We do not store or transmit medical records.

Response Time Policy  

Last Updated: 2026  

CrestPointe Coverage LLC

We strive to respond to all inquiries within one business day. Claims requiring urgent attention should be reported directly to the carrier’s 24/7 claims line when available.

Our business hours are:

Monday–Saturday: 9:00 AM – 8:00 PM EST  

Sunday: Closed

Data Retention & Security Policy  

Last Updated: 2026  

CrestPointe Coverage LLC

We retain client information only as long as necessary to provide insurance services, comply with legal and regulatory requirements, and maintain accurate business records. Personal information is stored securely using administrative, technical, and physical safeguards.

When information is no longer required, it is securely deleted or destroyed.

Contact Information

For questions about any of these notices or disclosures:

CrestPointe Coverage LLC  

Phone: 231‑878‑6490

Email: Keith@CrestPointeCoverage.com